Dental professionals face enough challenges at work without financial management being one of them – so we've introduced a new benefit to help ease the stress of managing your financial affairs.

Taking care of business

Starting out in dental practice can be daunting for many reasons. It's the culmination of years of study and you've got plenty of training under your belt - but when it comes to taxes and pension contributions, it's an area where many can feel overwhelmed.

On the other hand, you may be an experienced dental practitioner looking to set up or buy a practice. The start-up and ongoing organisation of a business can take up a great deal of time and energy. Faced with the ongoing issues and work burden brought about by the pandemic, the last thing you want to do after a long day at work is to think about bookkeeping, governance and financial management.

A new benefit for DDU members

As part of a new partnership, DDU members can now benefit from preferential rates when they access the tax, accountancy and business advisory services provided by Armstrong Watson LLP.

At Armstrong Watson, our job is to help you understand the numbers, demystify tax and superannuation and advise you in a language that you understand.

If you are primarily an employed dentist, but have multiple income streams including an element of self-employed income, you may be required to submit a self-assessment tax return.

If you are taking up a new post as a dental associate, or indeed a principal dentist, from an employed position, you will most likely be classified as self-employed and need to save enough funds to meet your first tax payment and subsequent payments on account. The date you commence your appointment will dictate how many years of growing tax liabilities you will face.

Whatever your scenario, we will be able to provide professional guidance and advice. Having professional help can take an enormous weight off your shoulders.

Whether you are a self-employed member of the practice team or a practice owner, we can ensure you understand, and can interpret, the numbers within the financial statements - a story describing the activities of the year and how your funds are being used within the business.

We will work with you to ensure you are making the best use of technology, including the most appropriate choice of accounting software. Using a cloud-based solution can provide many benefits. Not only do they provide real-time financial information, but they also ensure you are digitally compliant and your accounts are free from error.

Armstrong Watson: who are we?

Armstrong Watson has been supporting clients for more than 150 years and provides guidance and advice on a wide range of business and financial services including annual accounts, tax returns, tax planning and compliance, corporate finance, business funding and technology solutions.

We have a specialist healthcare team, who have detailed knowledge of the dental, medical, pharmaceutical and wider healthcare sectors and look after a large portfolio of clients across primary and secondary care, as well as within private settings.

The firm is a member of the Association of Independent Specialist Medical Accountants (AISMA), which promotes and exchanges best practice in the field of medical finance.

How can we help?

Tax

When it comes to your tax affairs, our advisers can help you navigate the complexities of the UK tax system, including tax associated with annual pension growth and contributions, and will work with you to prepare your personal self-assessment tax return and that of your business, if appropriate.

We can also provide advice on areas such as tax planning and compliance, corporate finance for the expansion or sale of a practice, business funding or technology solutions. For example, there are a number of taxation and commercial considerations relating to the ownership of the property from which you operate, such as VAT implications for dispensing practices and the recovery of VAT if the property were to be developed.

Specialist accountancy and tax advice

DDU members now have exclusive access to a free helpline, a booking appointment system and a healthcare inbox where you can tell us about your issue and find out how we can help. When we know and understand our clients' aspirations and goals, we can provide robust and commercial accountancy advice to help them achieve these, while also ensuring they are fully compliant with the appropriate regulatory bodies.

Ultimately, we're here to take away the stresses of managing your financial affairs so you can focus on caring for patients.

Having a specialist adviser support you with your financial affairs will mean you can optimise your income and effectively manage your tax while complying with other regulatory frameworks.

We will work with you to manage your financial affairs, ensuring you encounter no nasty surprises along the way, leaving you free to concentrate on the aspects of your professional life that matter most to you.

This page was correct at publication on 26/01/2022. Any guidance is intended as general guidance for members only. If you are a member and need specific advice relating to your own circumstances, please contact one of our advisers.